By Tony Field
We all know we should be saving. We hear it all the time. But, much like eating the right food, it can be easier said than done.
So here is a tip for getting into the savings habit.
Pay yourself first!
As soon as you get paid set aside some money for your savings. It doesn't matter how little, but every bit helps.
It's like Warren Buffett says: "Don't save what is left after spending; spend what is left after saving."
But don't be silly about it. You still need to pay your bills.
The idea is that you work out what your expenses are each month and what you will have left over.
Then, instead of setting aside some of your spare cash once your bills are paid, you set aside the savings right away. That stops you frittering away that spare cash.