A KiwiSaver expert says the Government's adjustments to HomeStart loans should tickle the fancy of more than just first-home buyers.
The changes increase income caps to $85,000 for a single person, and to $130,000 for a couple.
It's aimed at those entering the property market for the first time, but financial columnist Mary Holm says the scheme ventures into other demographics also.
"If a marriage busts up, or a business failure or for whatever reason they've got into a worse financial situation and they now don't own a house, and in many cases they are eligible for this HomeStart grant and withdrawing their KiwiSaver money as well."
The HomeStart eligibility checklist requires a person to not own a home or land, and to have not received the HomeStart grant or KiwiSaver deposit subsidy before.
There has also been an increase in house cap price to reflect the rise in the national median home value.
Ms Holm also says HomeStart loans will tie in well with the proposed Auckland unitary plan and provide more incentive to builders.
"What I'm hoping is that would-be builders, would-be property developers are going to look at this and say 'It's really in my interest to get in there and build'."