Consumer confidence up - if you earn more than $50k

Shoppers at TopShop in Auckland (Getty)
Shoppers at TopShop in Auckland (Getty)

As warmer weather approaches, consumers are shaking off the winter blues.

The latest Westpac Miller Consumer Confidence survey is up two points on June, and comes on the back of form economic activity.

Employment is up, and with ongoing good times in the housing and construction industry, households have been spending.

Retail sales are up 5.5 percent in the past year.

However, how sunny your outlook is depends on your income.

Many in rural areas have been wrestling with the poor dairy returns. There are also noticeable differences between households.

The increase in confidence was largest among middle-income households earning between $50,000 and $100,000.

Households earning less than $50,000 a year remain noticeably less upbeat about conditions. Compared to wealthier households, they reported that their financial situation has not improved over the past year.

Households earning more than $100,000 remain more upbeat than other households.