Homeowners looking to hand over the keys for a few days should check with their insurers first, the Insurance Council warns.
The council is warning those looking to rent out their property over summer to tell their insurers first otherwise they may not be covered for any damage tenants cause.
Insurance Council chief executive Tim Grafton says that renting to anyone even for a few days increases the risk of damage so insurers need to be notified of any short-term tenants.
"Summer is a popular time in New Zealand for getting away for a break and many people look to rent properties short-term through services like Airbnb and Bookabach.
"What the owners listing those properties often don't realise is that if they don't tell their insurer beforehand and something goes wrong, they may not be covered - particularly in cases of theft of possessions by tenants," Mr Grafton said.
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Contents insurance does not cover theft by people allowed to stay on a property by its owners so homeowners may be declined insurance if a tenant steals possessions from the home.
"It's always better to talk to your insurer to understand exactly what you are and aren't covered for when circumstances change than to make assumptions. A little bit of extra work now could mean the difference between a very happy and a very stressful holiday period," Mr Grafton said.
Mr Grafton says people should also register valuable possessions on the police's free online asset list.
NZN / Newshub.