A couple who've shelled out AU$31,000 (NZ$34,000) for life insurance over two decades have been told their policy will expire unless they die before January 17, 2018.
George and Irene Nesbitt, both 89, have been paying life insurance since they were 66 - that's 23 years' worth of payments, which may now tragically prove to be totally worthless.
Speaking to 9 News Australia's A Current Affair, Ms Nesbitt said they'd been paying out so they wouldn't worry about their children forking out for their funerals.
- Mental health disclosures could cost you life insurance
- Obese woman loses insurance claim after giving wrong weight
- Family urges compassion from insurer after tumour kills father
But they recently got a letter from their insurance provider Colonial, pointing out that they in fact might, because their policy expires before they turn 90 - a clause Ms Nesbitt says is "disgusting".
"I never would have paid into an insurance [scheme] like that, I would've cut it off," she said.
"I didn't realise that I didn't get any money, I just thought it meant [that for] their cover, I had to stop paying at that age."
Commonwealth Bank, which owns Colonial, said in a statement it was unable to extend the cover on the policy the Nesbitts had signed up for.
"We are in touch with the Nesbitts to explore if there is any kind of assistance that we can offer," the statement read.
The Nesbitts say while they're not sure how just yet, they're willing to fight the policy expiry set by Colonial.