Westpac has closed some ATMs and other banks are expected to do the same in a step towards a cashless society.
The move comes after Westpac announced it would remove the transaction fee for using another banks' ATM.
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The bank has closed four cash machines: two in the Hutt Valley, one in Upper Hutt and one in Taita.
However, the fee removal means Westpac customers can use more than 2400 ATMs across the country without any additional cost.
Banking expert David Tripe told Stuff we are likely to see the decommissioning of more ATMs.
"That trend from cash to cards is a gradual one, but it means people are using less cash, they are less reliant on cash.
"I certainly wouldn't see this as an unusual event. I think we will see more."
Spokespeople from ANZ, Kiwibank, and BNZ told Stuff they had no immediate plans to close ATMs.