Do you ever find yourself wondering about whether your savings and investments are on track? Have you ever taken the time to consider this?
Milford KiwiSaver Adviser Ashley Brown spoke to Newshub about what it’s like to help people grow into confident investors and why she’s so excited about the future of financial advice.
"It’s normal to feel overwhelmed by investing. But the reality is, you can do it. I always tell people you don’t have to be good at investing to be a good investor." says Brown.
Getting a few simple things right and choosing the right partner can make a big difference to your future. "Working with a financial adviser, whether that’s in-person or using digital advice, can help you set your goals and set the roadmap for achieving them."
Historically, financial advice has been seen as only for the wealthy. But according to Milford, that’s changing. "We’ve developed digital advice for our KiwiSaver members. Now anyone investing with us, joining KiwiSaver for the first time or switching to us from another provider, can harness the expertise of financial advice. The best part is, you can do this in just a few minutes on any device and it’s available at no extra cost, regardless of the size of your balance."
The KiwiSaver industry has struggled for years to engage busy people to take advice. Brown says it’s early days, but the take-up of Milford’s new solution has been strong. "For many people, KiwiSaver will become one of their largest assets. So, it’s really exciting to see that in just a few minutes you can access our digital advice and get peace of mind that your investment is on track."
Most people want to be in a position to retire on their terms. Getting advice and ensuring you’re saving and investing in the right way can really help. "If you’re young and in a conservative fund and you take advice and the recommendation is to move to a growth fund, this one simple change could add thousands of dollars to your retirement." Brown says.
Brown’s last piece of advice is to focus on what’s important to you. Your savings and investments are a way to provide for your future self. But you don’t want to obsess over them. "Getting good advice can give you confidence that you’re on the right track and give you the peace of mind to focus on what really matters in your life."
You can get started on your investment journey with Milford right here.
This is intended to provide general information only and should not be viewed as investment or financial advice. Past performance is not a reliable indicator of future performance. Before making financial decisions, you may wish to seek independent financial advice. Read the Milford KiwiSaver Plan Product Disclosure Statement as issued by Milford Funds Ltd at milfordasset.com. The disclosure statements of all Milford Financial Advisers contain more information and are available on request free of charge. For more information about getting advice at Milford see our website.
This article was created for Milford