Interest rates are at an all-time low, which means it's never been cheaper to get your hands on someone else's money.
So how can you make the most of this?
AMP advice and sales director Blair Vernon joined Paul Henry in studio this morning with some advice.
He says people should make the most out of the opportunity, and if you're in a position to pay down any debt then now is a great time to do it.He warns not to fall into the trap of simply reducing your payments, but instead accelerate your payments to pay off your home loan very fast.
Watch the video for more on how to make money.