It's an all too familiar scenario - you're sitting on the sofa at home when the phone rings. It's a volunteer from the Cancer Society asking for donations ahead of Daffodil Day. It's such a great organisation, so you hand over your credit card details.
And just like that you've been scammed.
Phone scammers are increasingly common, and increasingly clever.
However, like the old saying goes, if it sounds too good to be true, it probably is.
Consumer watchdog Sue Chetwin tells Paul Henry how to spot them.