An Upper Hutt mum is struggling to feed her family after $500 weekly rent.
An expert says the Government needs to do more.
They say the balance is tipping in favour of tenants.
"As long as the supply of mortgage debt outpaces the supply of homes, prices will continue to increase."
The plan wants to decrease the number of people in emergency motel accommodation.
The charity released its annual State of the Nation report on Wednesday.
Clean and green might be New Zealand's self-claimed slogan but when it comes to building houses, it's a very different story.
Expert confirms the house price-to-income gap is now over double that of 1980.
Not all landlords are complying with the new laws.