The Financial Markets Authority has asked investment firms not to advertise their performance in the year to March 31.
The Government is also expanding its influence on how the Reserve Bank applies lending restrictions.
It says money transferred to some cards has not been registered, leaving accounts over limit and transactions declined.
Pay off expensive debt first, start small and talk to a mortgage broker early.
One woman said the increase meant her daughter could have a "labelled packet of biscuits instead of budget".
"For all that money it feels like we should be looking closer to home."
"We expect a good deal of cut and paste from February's statement."
Tourism and other businesses are breathing a massive sigh of relief.
This year's billionaires are worth a combined $13.1 trillion, up from $8 trillion last year.
