As interest rates rise and regulations tighten, flexibility for customers is becoming a precious commodity.
As people feel the pinch at the pump, four of the world's largest oil companies bumped $51 billion in the last quarter.
"We want to see as many people in work as we can."
"It was more cost-effective for us to look beyond the supermarket."
There is no word when Apple's similar phone payment functionality will hit Aotearoa.
The previous rules were criticised as being too harsh.
"We're not sure of the exact number."
"It's a failure on [Hipkins's] part, and it's an addiction to spending by this Government."
"There are some very significant lessons that we could learn from this because we are attractive to entrepreneurs."