A new app has launched to rival the likes of Laybuy and Afterpay.
COVID-19 has changed the way people shop with more people buying online.
"Be careful, don't skim read. Try and check carefully and really think before you buy: 'do I really need it'?"
Nearly a third of participants admitted to spending half their monthly income online.
Spending is up from 2018.
"I found a dildo among all the toys for children."