Warning for Kiwis travelling to Europe: Your insurance may not protect you

Strike action in Paris
Travel insurance may not come through over the strike action. Photo credit: Getty Images

As industrial action in France's travel sector intensifies, insurance providers in New Zealand are warning anyone traveling to Europe to check their travel insurance policy.

French rail company SNCF has commenced large scale industrial action that's predicted to last until the end of June.

There's also industrial action underway at Air France and Lufthansa in Germany.

Allianz Partners supplies travel insurance to many brands in New Zealand including AA Travel Insurance, ANZ, House of Travel, HelloWorld, Insurancesafe and STA Travel.

In a statement on Wednesday, Allianz Partners advised travellers that anyone who hasn't already booked travel insurance under any of its brands won't be covered if their travel is in any way affected by the industrial action.

The Allianz advisory says their policies "do not cover claims for losses caused by something that you were aware of at the time of purchasing your policy."

If you are traveling to Europe and you already have travel insurance, you will be covered if your planes are affected by the industrial action.

One Auckland school has already made changes to their booking due to the likelihood of having their plans disrupted.

The group, including 30 children, had plans to travel on the French rail network. They've now changed their plans and will travel by coach instead.