The ongoing political unrest in Hong Kong is impacting on the number of Kiwis travelling to the usually popular Asian destination.
Bookings with Flight Centre to Hong Kong dropped 25 percent in July, compared to 2018.
The New Zealand Government has not yet advised against travelling to Hong Kong, but a spokesperson for Flight Centre said some precautions should be taken.
"We do recommend that Kiwis steer clear of all large gatherings and protests, as even those intended to be peaceful have turned violent in some cases. It's also good to monitor local media for updates and follow the direction of local authorities," the spokesperson said.
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Insurance provider Allianz Partners NZ told Newshub it will be assessing any claims made in relation to issues in Hong Kong on a case by case basis.
"Each travel insurance policy is different, so we recommend checking your policy wording and certificate of insurance," said Kevin Blyth of Allianz Partners NZ.
Some travel insurance providers, such as Cover More Travel Insurance, offer 'cancel for any reason cover' policies which would be more likely to cover the costs of any travel disruption due to events in Hong Kong.
A spokesperson for Flight Centre said Kiwis are opting for destinations such as Delhi or Hanoi instead of Hong Kong, with both cities seeing an increase of up to 60 percent compared to last year.