The stay-at-home mum had accumulated over $60,000 in debt.
More than half a million low income New Zealanders collectively owe the government $3.5 billion.
Mortgage debt increased 30 percent between 2018 and 2021, latest figures show.
A hangover can last a day or two - but a financial hangover lasts a lot longer.
But Government debt was $4.4 billion less than expected.
