Outgoing deputy governor Geoff Bascand has told a financial services conference that inflation is likely to stay above 4 percent for a year or more.
Most say it will rise by 25 basis point.
It's looking at a tool to link lending to income, along with tighter loan-to-value ratio restrictions.
Those rosy figures came pre-COVID.
"They are not new ideas, but actually old ideas that have failed in a costly way before."