Personal Finance News

Commissioner floats idea of investment properties qualifying for first-home withdrawals

Could KiwiSaver help more first-home buyers get onto the property ladder?

Commissioner floats idea of investment properties qualifying for first-home withdrawals.

Revealed: The top ten most investable vinyls world-wide

Revealed: The top 10 most investable vinyls world-wide

Which vinyls are most likely to hold their value?

Wellington property prices: which areas had the highest jumps?

The top 5 Wellington property hot-spots

Which suburbs had the highest jump in median prices?

Business confidence, employment and investment intentions are tracking downwards.

Bank survey highlights confidence, employment and investment intentions remain hum-drum

Deteriorating business conditions are "less about data and more about people."

Picture of a funeral director with an urn

Funeral insurance: The amount paid out could be less than the cost

People may be better off saving instead.

Watch: Cameron Bagrie 'Government needs to spend to stimulate economy'.

'Watch, worry and wait': Economist on OCR forecast

Economists predict OCR decision ahead of Wednesday's announcement.

A professional cleaner wiping lounge floor

Increase in number of landlords allowing pets may warrant higher cleaning standards

Should vacating tenants pay for a professional cleaner?

Latest data shows an increase in Wellington average asking prices.

Wellington housing market shows confidence as asking prices soar

Latest property data indicates demand is still strong

Watch: Fuel companies raise prices following Saudi oil attacks.  Credits: Video - Newshub, Image - Getty.

Retailer to pump up petrol price

Motorists are encouraged to shop around for the best petrol deals

Paying for goods using a smartphone.

Digital wallets replacing real wallets as cashless culture arrives

Contactless payment options are increasing and consumers must prepare themselves.

Person highlighting bank account to identify extra spending

'Fritter factor' could cost you thousands in interest - experts

How increasing your cash surplus will get you out of debt faster

Man engaged in online chat - beware of romance scams

The cost of empathy: Scammers set victims back almost $10m

How to protect yourself from a romance scam

Flatmates in a rental property

Renters causing careless damage could be up for a month's rent

Tenants to pay for careless damage under The Residential Tenancies Amendment Act

Bonus Bonds : what are  your chances of winning?

Bonus Bonds: What are your chances?

How does the chance of winning Bonus Bonds compare with Lotto Powerball?

Protecting your card from fraudulent use

How to protect your card from fraudulent use

Reducing the risk of online fraud and what to do if your card is lost or stolen

Lender introduces new low home loan interest rate

Spring home loan fever kicks in with new low rate

Global player introduces new low home loan rate for up to five years

NZ recession 10-15 percent likely within next year - experts

NZ recession 10-15 percent likely within next year - experts

Overall, things are still in pretty good shape.

Shop around for house-hold appliances

Why it pays to shop around for household appliances

Shave up to 59 percent off the price of household whiteware

Buy now, pay later - beware the modern-day layby

Buy now, pay later: Beware the modern-day layby

Schemes such as Afterpay are convenient, but only if used in a smart way, according to experts.

Options for investing

What are your options for investing a bucket of cash

Balancing risk and return in a low-interest environment

Average asking prices - houses for sale

Auckland property asking prices off the boil, Wellington, Hamilton and regions full steam ahead

Trade Me Property asking price figures show strong growth for most cities, bar Auckland and Taranaki

Low OCR means low interest rates, which means now is an ideal opportunity to review spending and channel extra savings into paying off debt.

How small cuts in frivolous spending get you ahead much faster

Here's how you can stick to a budget and achieve your financial goals.

What would happen if interest rates were zero or negative?

What would happen if interest rates fell to zero or negative?

People should re-calibrate to the new normal of low interest rates, says an expert.

Sir Bob Jones wealth estimated at $1b

Sir Bob Jones the newest billionaire on NBR Rich List

The newcomers, climbers and falterers among New Zealand's wealthy sect.

 Family in winter

Revealed: The most cost-effective way to heat your home

They might cost more upfront, but will save money in the long-term

Credit Cards

House-hold debt may be higher now than during GFC - expert

Sam Stubbs cautions against overspending in an environment of lower interest rates.

Milford Asset Management's Frances Sweetman on The AM Show.

KiwiSavers to find out how much they're expected to end up with

It's hoped this will encourage members to take a greater interest in how their money is growing.

Retirement Commissioner Diane Maxwell says those with money in KiwiSaver shouldn't "mess" with their accounts.

Four reasons you could withdraw from KiwiSaver before retirement

Your retirement savings can't be used for anything frivolous.

Watch: Simplicity managing founder Sam Stubbs spoke to The AM Show about the Reserve Bank's proposal.

Reserve Bank proposal would hit mortgages, academic warns

Finance Minister Grant Robertson says it's about "striking a balance".

Watch: It's not hard to make more money in KiwiSaver.

Kiwis running out of time for Government KiwiSaver top-up

A basic mistake means people could miss out on a $521 rebate.